KAAFI
Micro Finance, Mobile Banking & Delivery INC
Is your new life-style combining mobile money, Banking Micro finance & protductivity in a unified app.

Empowering you to express yourself according to your preferences.
KAAFIMF Is your new life-style combining mobile money, Banking Micro finance & protductivity in a unified app.
Mobile Money
KAAFIMF is your true Mobile Wallet, you can Send, Receive Money Instantly & Securely from our large network of our Agents
Micro Financing
Watch unlimited Live Videos, Browse & Download Your Favorite Videos and Ringtones.
Bill Payments
Make Instant Bill Payments for your shopping mobile app, utility and bookings through KAAFIMF.
Merchant & QR Code Payments
Book your travels, hotels and flights from within KAAFIMF & get Special discount from our Channel Partners.
Mobile Banking
Connect with your loved ones effortlessly while enjoying the most competitive rates available in the market.
Ride & Delivery
Shop through our online stores and make instant payment though integrated payment features.
Feres: Ride Services
We provide timely and world-class services to our clients using brand new cars that meet our standards
Feresegna ፈረሰኛ: Food Delivery
Easily book and reserve with the KAAFIMF App – your gateway to seamless planning.
Mobile payments
Make Instant Bill Payments for your shopping, utility and bookings through KAAFIMF.
QR Code Payments
facilitate automatic payable amount and all related information for payments when it is scanned.
Merchant Payments
Connect with your loved ones effortlessly while enjoying the most competitive rates available in the market.
Bill Payments
allow customers to pay bills for various services, including utility bills (electricity, water, mobile, etc.), insurance, and more, online using digital banking.
Online Shopping
Select item from Feres - Payment from KAAFIMF - Checkout
Frequently asked questions
Empowering you to express yourself according to your preferences.
KAAFIMF Is your new life-style combining mobile money, Banking Micro finance & protductivity in a unified app.
Our Major Partners
We are proud to collaborate with industry leaders and organizations that share our vision. Our partners come from various sectors, including

Cooperative Bank of Oromia
Leading the way in financial inclusion, sustainability, and community empowerment for a brighter future.

Ethio Telecom
Ethio telecom, a pioneer in providing telecom and digital services in Africa, has been serving our great nation and its people for the past 130 years by making telecom and digital services widely accessible across the country.

Ethswitch
Ethswitch, established in 2011, is a share company fully owned by all banks in Ethiopia. It is established mainly to provide simple, affordable, secured, and efficient e-payment infrastructure services to retail payment service providers.
About Us
Kaafimf SAS
Kaafimf is a telecom value-added and Mobile Financial Service provider established in 2016. Kaafimf is using the safarifone Mobile financial services technology (MFS) and customized it in a way to fit the Ethiopian market. The Safarifone MFS (safariMFS) is a proven financial service platform which has been in use by many operators in the region servicing millions of customers making more than 5 million transactions per day. Kaafi-E-Birr is a brand for the mobile financial services provided by the kaafimf and the cooperative bank of Oromia. Kaafi-E-Birr provides a range of mobile financial services including utility payments, bank transfer, remittances, merchant payments, airtime recharges, e-commerce… and more.
Our Mission
The success of Mobile Financial Service depends on the flexibility to create a strong financial services ecosystem. The home-send and fast-pay clearing houses connect more than one hundred international money transfer companies and mobile money service providers.
Our Vision
To become the consumer&qoute;s first choice as a service that can withstand their daily online payment needs – a true companion. To make the Kaafimf brand a household name, synonymous with reliability, efficiency and security
Our Values
From the very start, we shaped our organization around the same values and culture Kaafimf was founded on. We believe, creating an environment for openness and cooperation for our employees within the company leads to more innovation and growth which in turn produces a better service for our customers
Mission
Our mission at Kaafimf is to provide everybody a secure and reliable cashless mobile payment platform with outstanding user experience that acts like a companion that simplifies your life.
Vision
To become the consumer' first choice as a service that can withstand their daily online payment needs – a true companion. To make the kaafi brand a household name, synonymous with reliability, efficiency and security
Goals
From the very start, we shaped our organization around the same values and culture Kaafimf was founded on. We believe, creating an environment for openness and cooperation for our employees within the company leads to more innovation and growth which in turn produces a better service for our customers